Manage your debt

We understand that getting into debt can be a frightening and challenging time and that many people end up in this situation through no fault of their own.

Our recommendations on how you should take the first few steps in resolving your situations are:

  • Firstly, don't ignore the problem - it won't go away but we can help you through it.
  • Only listen and take advice from organisations that are trained and experienced in helping people with difficult financial situations. We have provided a list at the bottom of this page. Many online chat forums may offer opinion that is incorrect or not suited to your circumstances.
  • It is in everyones best interest to deal with your debts straightaway - delaying may increase the amount of the debt you owe or lead to legal action. In the long term this may affect your ability to get credit for things such as mortgages, finance, mobile phone and TV subscriptions.

At LRC, we want to work with you to resolve your financial situation. We offer a variety of ways to make a payment to suit you such as credit and debit card payments, Direct Debit, BACS, cheque and by barcode at over 300,000 PayPoint outlets.

We also can look at creating a monthly repayment plan specific for you: looking at your personal circumstances and taking information such as your income, outgoings and earnings into account, we will arrange a plan that we believe is a reasonable amount and period of time to repay.

Contact one of our team today on 0330 024 6350. Our case officers are available Monday to Friday 8am to 5pm on 0330 024 6350. Alternatively you can use our online contact form. Please note - calls may be recorded/monitored for compliance, quality control and training purposes.

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Organisation Address Telephone Number Website
Money Advice Service The Money Advice Service
Holborn Centre
120 Holborn
0300 500 5000
National Debtline Tricom House
51-53 Hagley Road
B16 8TP
0808 808 4000
StepChange Debt Charity Freephone
0800 138 1111
Citizens advice Please see your local yellow pages for address and tel number
Community Legal 0845 345 4345

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